Monterey Bay, California
+1 831-761-0700
info@in3capital.net

Category: senior loan

Inspire | Innovate | Invest

Using CAP Equity Investments for Senior Loans

CAP funding can be used to arrange 100%, full leverage, financing, with no additional “skin in the game” — just the Family Office funding in the capital stack — with sufficient completion assurance Security. As an equity investor, we can also help lower the hurdle of adequate Security for the target funding (see chart showing…
Read more

Case Study/Testimonial in Organic Agriculture

In3 Capital arranged a loan for an innovative client working in the “holistic farming” of tropical fruits, a type of Organic Agriculture with proprietary food processing expertise, to expand operations in Mexico at that time. The company has since built additional capacity via cross-border sourcing and using intellectual property that gives them a sharp advantage…
Read more

2025 Report — Project Finance and the Great Race to 2030

As impact investors and innovators, we pay attention to trends and lean into plans for growth that also happen to achieve important goals like the United Nations (UNEP) Sustainable Development Goals (SDGs), per In3’s investment strategy. 2025 arrived with a notable concern, and in some circles almost a sense of panic, that our economy may…
Read more

Cash Surety Deposit for In3CAP funding

Instead of using a bank-issued Completion Assurance Guarantee for CAP funding is simply a cash “surety” deposit from the owner or a sponsor/lender, held as Security, which enables at least 3 times the deposit (3x-4x) a result of CAP’s flexible qualification standards and advantageous terms. The 25-35% cash serves as a form of surety —…
Read more

Program 3: Flagship CAP equity pairs well with loans

Hybrid funding offers best-of-both — non-dilutive private debt and minority equity Combining the best of both asset classes — equity carried interest and debt — greatly increases the odds of reaching closing, at better terms, offering more leverage and flexibility with a more forgiving risk profile than debt alone. Most lenders will expect the owner…
Read more

Program 7 – Non-recourse Loans for Projects or Growth Capital

Type Of Loan:  Non-recourse, Project, Venture or Portfolio financing. Similar structure to a line of credit with disbursements, but not a revolving line — borrow then repay. Once repaid, further borrowing would require a new loan request.  Also good for refinancings as well as project funding and growth capital. Length Of Loan: Flexible terms but…
Read more

In3CAP and the Cost of Capital

In3’s various 100% financing options are all full-leverage, non-recourse capital, mostly for mid-market Project Finance, but with two that can accommodate venture capital as business lines of credit. Definitions: “100% leveraged” (aka “full leverage” or “fully leveraged”) funding simply means that the entire capital request can be satisfied from a single source. This contrasts with…
Read more