Monterey Bay, California
+1 831-761-0700
info@in3capital.net

Category: Impact capital

Inspire | Innovate | Invest

Quick Read: What’s in store for 2026?

Welcome to 2026 — we made it! Here’s look back on what we learned, or are still learning, thanks to all the commitments, hard work and challenges of 2025.  We also offer a sneak preview of what’s to come. New In3CAP options for 2026 to help ease qualification: See also: In3 client case studies and…
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How to submit proposals for project financing that fit In3’s sweet spot

Please carefully review our company brochure, 2-page PDF below, or Developer Briefing, to make sure there’s a fit, then share the most basic information with our team and we will review and reply with next steps. In3 Capital Group 2-page Brochure (PDF) — Funding & Service Options Project Developer Briefing Presentation In3 Capital’s Deal Flow…
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Why we don’t charge interest for CAP funding

For a limited time, until interest rates come back down, we don’t need to charge interest at all for CAP funding. We don’t want to make loans at our customary SONIA + 2.5% variable APR rate because it isn’t as good for clients. The client benefits from this equity-only participation by our funding partners: This…
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Case Study/Testimonial in Organic Agriculture

In3 Capital arranged a loan for an innovative client working in the “holistic farming” of tropical fruits, a type of Organic Agriculture with proprietary food processing expertise, to expand operations in Mexico at that time. The company has since built additional capacity via cross-border sourcing and using intellectual property that gives them a sharp advantage…
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2025 Report — Project Finance and the Great Race to 2030

As impact investors and innovators, we pay attention to trends and lean into plans for growth that also happen to achieve important goals like the United Nations (UNEP) Sustainable Development Goals (SDGs), per In3’s investment strategy. 2025 arrived with a notable concern, and in some circles almost a sense of panic, that our economy may…
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Cash Surety Deposit for In3CAP funding

Instead of using a bank-issued Completion Assurance Guarantee for CAP funding is simply a cash “surety” deposit from the owner or a sponsor/lender, held as Security, which enables at least 3 times the deposit (3x-4x) a result of CAP’s flexible qualification standards and advantageous terms. The 25-35% cash serves as a form of surety —…
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Types of Non-Cash Assets that can be used for In3CAP Security

Assets or securities that may be used as short-term security deposit for a Completion Assurance Guarantee (CAG): Which ones are best? The acceptability of the proposed asset as collateral for a Standby Letter of Credit (SbLCs are the most widely used), or other bank-involved instruments, is entirely up to the banker you approach.  We don’t…
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Sources & Uses Statements

Simple Guide to Constructing Sources & Uses Statements to secure funding A useful starting point for any project or venture seeking funding, the Sources and Uses of Funds statement captures how the money will be raised and spent. This applies across all types of deals, from new (“greenfield”) projects to venture capital to expansion, consolidation…
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Investment Strategy Whitepaper

Why In3 Capital Partners invests in project companies that deliver social and/or environmental impacts and what we can accomplish together by 2030.

Program 7B: Lines of Credit — SUSPENDED

Program 7B (10x) – Non-recourse Loans for Projects, M&A or Growth Capital Loan Product Highlights Type of Loan:  Non-recourse, 100% LTC, Project, M&A (lump sum) or Portfolio financing. A true revolving line of credit with 1 or more disbursements — borrow then repay, and can borrow again. Also good for acquisitions and refinancings as well…
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