Monterey Bay, California
+1 831-761-0700
info@in3capital.net

Category: Loans

Inspire | Innovate | Invest

Why we don’t charge interest for CAP funding

For a limited time, until interest rates come back down, we don’t need to charge interest at all for CAP funding. We don’t want to make loans at our customary SONIA + 2.5% variable APR rate because it isn’t as good for clients. The client benefits from this equity-only participation by our funding partners: This…
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Case Study/Testimonial in Organic Agriculture

In3 Capital arranged a loan for an innovative client working in the “holistic farming” of tropical fruits, a type of Organic Agriculture with proprietary food processing expertise, to expand operations in Mexico at that time. The company has since built additional capacity via cross-border sourcing and using intellectual property that gives them a sharp advantage…
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Sources & Uses Statements

Simple Guide to Constructing Sources & Uses Statements to secure funding A useful starting point for any project or venture seeking funding, the Sources and Uses of Funds statement captures how the money will be raised and spent. This applies across all types of deals, from new (“greenfield”) projects to venture capital to expansion, consolidation…
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Program 7B: Lines of Credit — SUSPENDED

Program 7B (10x) – Non-recourse Loans for Projects, M&A or Growth Capital Loan Product Highlights Type of Loan:  Non-recourse, 100% LTC, Project, M&A (lump sum) or Portfolio financing. A true revolving line of credit with 1 or more disbursements — borrow then repay, and can borrow again. Also good for acquisitions and refinancings as well…
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Program 7 – Non-recourse Loans for Projects or Growth Capital

Type Of Loan:  Non-recourse, Project, Venture or Portfolio financing. Similar structure to a line of credit with disbursements, but not a revolving line — borrow then repay. Once repaid, further borrowing would require a new loan request.  Also good for refinancings as well as project funding and growth capital. Length Of Loan: Flexible terms but…
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In3CAP and the Cost of Capital

In3’s various 100% financing options are all full-leverage, non-recourse capital, mostly for mid-market Project Finance, but with two that can accommodate venture capital as business lines of credit. Definitions: “100% leveraged” (aka “full leverage” or “fully leveraged”) funding simply means that the entire capital request can be satisfied from a single source. This contrasts with…
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Cash bank deposits for “almost bankable” project loans

There’s an old, painfully ironic joke about how banks will only lend you money if you have it already.  Here’s a way to solve this paradox: what if you could put money in the banks hands, at least for awhile (perhaps a year or so), would they then lend it back to you?  Don’t look…
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